Woman with Flowered Hat Hand-painted Spanish Postcard, 1913

I just love the image of this decked out woman, with huge hat like a rose garden, completely concealing her head, and reiterated with garland-like trim on the back and cuffs of her jacket. My Spanish is, embarrassingly, close to non-existent, but the front text seems perhaps to be suggesting shopping now and paying later-- though I am not totally sure?!?

Sent to a Teresa Granell in Buena Vista, Valls (Catalonia, Spain) in May of 1913. Watercolor on watercolor type card. 3 1/2" x 5 1/2" and in very good antique condition.